It Works Perfectly
I have used the Texas BA II Plus for about 20 years. Im a mortgage banker. The software version of this calculator works exactly like the handheld version. I noted that someone complained that the I/Y key doesnt calculate properly. That is not true. Just like the handheld version of this calculator, you have to set that key to 12 by pressing 2nd I/Y then enter 12. This is the only calculator that I use and it has always worked that way. So there is no need to divide the interest rate by 12. I have owned other calculators and most work the same way.
Go ahead and download this app with confidence if you are in the Real Estate field. As for other uses, I have no comment.
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BA II Plus™ Financial Calc, v1.3